Privacy Policy

Privacy Policy

Introduction

Welcome to https://mortgage-types.pobb.net! We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we handle information when you interact with our website, applications, services, and products. By using our platform, you agree to the terms outlined here.

Scope

This policy covers all aspects of our digital presence, including but not limited to:

  • Our primary website at https://mortgage-types.pobb.net
  • Any associated mobile or desktop applications
  • Online services and tools we offer
  • Products available through our platform

Please note that this policy does not extend to third-party websites, apps, or services accessed through links on our site. These entities have their own privacy practices, and we encourage you to review their policies before engaging with them.

Processing Activities

This policy governs your interactions when:

  1. You register an account and use our applications and services as an authorized user.
  2. You visit any of our websites linked to this Privacy Policy.
  3. You receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which include:

  1. Account Information: Details related to your user account, such as username, email address, and password hash.
  2. Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
  3. Financial Information: Data about your financial status, income, savings, investments, and credit history (obtained with your consent).
  4. Purchase Information: Items you buy from us, purchase frequency, and transaction details.
  5. Mobile Device Identifiers: Unique device IDs, mobile network information, and browser types to enhance user experience.
  6. Location Data: Geolocation data provided when you use our services, helping us tailor local content.
  7. Feedback: Comments, reviews, and responses you share with us to improve our products and services.
  8. Social Media Information: If you choose to log in through social media accounts, we may collect data from those platforms (with your permission).
  9. Product Information: Details about mortgage types and financial products you show interest in or interact with on our site.

We gather this information through various means: user input forms, account settings, browsing activities, analytics tools, and third-party service providers.

Cookies

We use cookies to enhance your experience and analyze website performance. Cookies are small text files stored on your device that serve different purposes:

  • Strictly Necessary: These ensure basic functionalities of our site, such as allowing you to log in.
  • Preference: Remembering user preferences for a personalized experience.
  • Analytics: Tracking site usage to improve our services and products.

Users can manage their cookie settings through our Cookie Manager, allowing them to control which types of cookies are accepted.

Retention and Deletion

We retain personal data as necessary for the fulfillment of specific purposes, such as providing services, fulfilling transactions, and complying with legal obligations. Once these purposes have been met or when data is no longer required, we delete or anonymize it to protect your privacy.

Security Measures

To safeguard your information, we implement robust security measures:

  • Encryption: Protects data during transmission and storage.
  • Secure Third-Party Processing: We engage trusted partners who adhere to strict privacy standards to process sensitive data on our behalf.

Children’s Privacy

We do not intentionally collect personal data from children under 18 years of age. If you believe we have collected such data by mistake, please contact us using the details provided below, and we will take immediate action to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access, rectification, or erasure of your data.
  • Restriction or objection to the processing of your data.
  • Data portability, allowing you to move or copy your data easily.
  • The right not to be subject to automated decision-making or profiling.

To exercise these rights or have any data-related inquiries, please contact our privacy team at your earliest convenience.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Information

For any questions, concerns, unsubscribe requests, or data-related inquiries, please contact us: